We are an independent, Kansas State Chartered Bank, locally owned and operated, with assets over $400 million. We have grown to five full-service branches located in Norton, KS, Hill City, KS, Plainville, KS, Hoxie, KS and Holdrege, NE. First State Bank was chartered April 2, 1902, and has a long history of serving the residents of Northwest Kansas and Southwest Nebraska.

We take pride in offering friendly, personal service in an ever-changing banking environment. We offer a variety of personal and commercial services. Some of the products we offer include; checking & savings account, certificates of deposit, trust, and a variety of loans. Also, our affiliated insurance company, First Choice Insurance, offers a full array of insurance products.